That lenders apply stricter requirements on lending we knew for a long time, but that this credo is mainly applied to small and medium businesses is something new.
This is partly reflected by the monitor of the research funding EIM. The funding monitor reveals a big gap in the rate credit will be allocated by sector and size of the company. Thus the request for a loan for major companies in 63% of applications submitted, this compared with 47% of small businesses (with fewer than 10 employees).
Also, the sector to make at this time, most credit applications approved in the manufacturing sector, this gets a 71% credit allocation. While retailers and companies active in construction this figure is almost reversed. In just over half the cases, a loan application is not accepted in the retail and construction industries even 61% of cases.
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