Funding of Business Loans

Due to lack of funding, banks since the end of last year’s rate for business loans increased. The past six months, conditions improved in part because banks can borrow unlimited money from the European Central Bank (ECB). They can at the ECB bonds guaranteed by the State award. Moreover, the market also improved, which enables banks to attract

Because the rate of Euribor last year fell quickly against the interest banks could hardly attract money. This is the operative surcharge, the surcharge applies then only for short credits based on the Euribor rate.
Besides the Rabobank Netherlands Fortis Bank also reduced storage in monthly steps. ABN Amro “recognize the statue,” but says nothing about the pricing.

According to Hugo van Wijk Valstein (an agency that advises companies on their relationship with the bank), companies with new applications of credit liquidity premium out negotiations. According to Van Wijk, banks’ difficult to maintain that they still need the storage. He then chooses for complete abolition of the surcharge.

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