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	<title>Business and Financial Needs &#187; Financial Tips</title>
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		<title>Managing Personal Finances Part 02</title>
		<link>http://www.basicneeds-ctx.org/financial-problems/managing-personal-finances-part-02.html</link>
		<comments>http://www.basicneeds-ctx.org/financial-problems/managing-personal-finances-part-02.html#comments</comments>
		<pubDate>Fri, 14 Jan 2011 12:49:41 +0000</pubDate>
		<dc:creator>Catharina M Jasmine</dc:creator>
				<category><![CDATA[Financial Problems]]></category>
		<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[investment alternatives]]></category>
		<category><![CDATA[Managing Personal Finances]]></category>

		<guid isPermaLink="false">http://www.basicneeds-ctx.org/?p=299</guid>
		<description><![CDATA[Save Another key aspect in the management of personal finances is having the ability to save, that is, to spend each month a portion of proceeds to a stock savings that help us to invest or emergency. Some advice is to spend at least 10% of our total revenue savings this bag, this bag is [...]]]></description>
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		<item>
		<title>Managing Personal Finances Part 01</title>
		<link>http://www.basicneeds-ctx.org/financial-problems/managing-personal-finances-part-01.html</link>
		<comments>http://www.basicneeds-ctx.org/financial-problems/managing-personal-finances-part-01.html#comments</comments>
		<pubDate>Fri, 07 Jan 2011 12:34:33 +0000</pubDate>
		<dc:creator>Catharina M Jasmine</dc:creator>
				<category><![CDATA[Financial Problems]]></category>
		<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[avoid unnecessary costs]]></category>
		<category><![CDATA[management of finances]]></category>
		<category><![CDATA[Managing Personal Finances]]></category>
		<category><![CDATA[personal budget]]></category>

		<guid isPermaLink="false">http://www.basicneeds-ctx.org/?p=295</guid>
		<description><![CDATA[Knowing the financial situation Know our financial situation is the starting point for the proper handling of our personal finances. From the knowledge of our financial situation is we plan our personal finances, ie, we set our financial goals and design plans that allow us to achieve those goals. Setting financial goals Setting financial goals [...]]]></description>
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		<title>Cash Flow Definition</title>
		<link>http://www.basicneeds-ctx.org/financial-tips/cash-flow-definition.html</link>
		<comments>http://www.basicneeds-ctx.org/financial-tips/cash-flow-definition.html#comments</comments>
		<pubDate>Sat, 01 Jan 2011 12:15:00 +0000</pubDate>
		<dc:creator>Catharina M Jasmine</dc:creator>
				<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[business activities]]></category>
		<category><![CDATA[Cash Flow Definition]]></category>
		<category><![CDATA[Cash flow forecasting]]></category>
		<category><![CDATA[Investment and financing]]></category>

		<guid isPermaLink="false">http://www.basicneeds-ctx.org/?p=293</guid>
		<description><![CDATA[It is known as cash flow or cash flow to the statement that reflects how much cash left after expenses, interest and capital payments. The cash flow statement, therefore, is a statement that presents information on the movement of cash and cash equivalents. Investment and financing are among the categories of cash flow statement. Operating [...]]]></description>
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		<title>Ways to Protect Your Cash Flow</title>
		<link>http://www.basicneeds-ctx.org/financial-info/ways-to-protect-your-cash-flow.html</link>
		<comments>http://www.basicneeds-ctx.org/financial-info/ways-to-protect-your-cash-flow.html#comments</comments>
		<pubDate>Mon, 27 Dec 2010 13:14:19 +0000</pubDate>
		<dc:creator>Catharina M Jasmine</dc:creator>
				<category><![CDATA[FInancial Info]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[cash flow management]]></category>
		<category><![CDATA[cash flow projections]]></category>
		<category><![CDATA[for your business]]></category>
		<category><![CDATA[Protect Your Cash Flow]]></category>
		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://www.basicneeds-ctx.org/?p=284</guid>
		<description><![CDATA[1) Keep your weather eye open. One of the key factors in weathering any storm is knowing that it&#8217;s coming and what direction it&#8217;s moving. Keep an eye on the leading indicators for your business and be aware of changing economic conditions. Prepare cash flow projections for the next year. This will help you to [...]]]></description>
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		<title>Money Saving Tricks to try</title>
		<link>http://www.basicneeds-ctx.org/financial-info/money-saving-tricks-to-try.html</link>
		<comments>http://www.basicneeds-ctx.org/financial-info/money-saving-tricks-to-try.html#comments</comments>
		<pubDate>Mon, 20 Dec 2010 13:10:04 +0000</pubDate>
		<dc:creator>Catharina M Jasmine</dc:creator>
				<category><![CDATA[FInancial Info]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[get the money]]></category>
		<category><![CDATA[Money Saving Tricks]]></category>
		<category><![CDATA[reduce credit card debt]]></category>

		<guid isPermaLink="false">http://www.basicneeds-ctx.org/?p=281</guid>
		<description><![CDATA[There are several ways on how you can reduce credit card debt and one of which is through money saving tips and tricks which include the following: 1. Make a summary of the things you need. In short, try to make a budget on a weekly or monthly basis. This will prevent you from spending [...]]]></description>
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		<title>Bad Credit Mortgage Tips</title>
		<link>http://www.basicneeds-ctx.org/financial-info/bad-credit-mortgage-tips.html</link>
		<comments>http://www.basicneeds-ctx.org/financial-info/bad-credit-mortgage-tips.html#comments</comments>
		<pubDate>Mon, 13 Dec 2010 13:05:55 +0000</pubDate>
		<dc:creator>Catharina M Jasmine</dc:creator>
				<category><![CDATA[FInancial Info]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Credit Tips]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[Mortgage Tips]]></category>

		<guid isPermaLink="false">http://www.basicneeds-ctx.org/?p=278</guid>
		<description><![CDATA[If you have bad credit you may be wondering if you can qualify for a mortgage or be able to refinance your existing mortgage. The good news is that a bad credit mortgage loan is possible in many cases. There are bad credit mortgage providers who specialize in providing loans to individuals and families with [...]]]></description>
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		<item>
		<title>5 Quick Ways to Improve Your Cash Flow</title>
		<link>http://www.basicneeds-ctx.org/financial-tips/5-quick-ways-to-improve-your-cash-flow.html</link>
		<comments>http://www.basicneeds-ctx.org/financial-tips/5-quick-ways-to-improve-your-cash-flow.html#comments</comments>
		<pubDate>Mon, 06 Dec 2010 13:02:20 +0000</pubDate>
		<dc:creator>Catharina M Jasmine</dc:creator>
				<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[cash flow management]]></category>
		<category><![CDATA[for partial payment]]></category>
		<category><![CDATA[Improve Your Cash Flow]]></category>
		<category><![CDATA[small businesses]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.basicneeds-ctx.org/?p=276</guid>
		<description><![CDATA[1. Invoice promptly. Many small businesses have a regular billing routine such as invoicing clients and/or customers at the end of the month &#8211; leaving money that could be sitting in their bank accounts improving their cash flow in someone else’s pockets! Instead of waiting to invoice, bill right away when the job is completed. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Easy Way To Qualify For A First Home Mortgage</title>
		<link>http://www.basicneeds-ctx.org/business-plan/the-easy-way-to-qualify-for-a-first-home-mortgage.html</link>
		<comments>http://www.basicneeds-ctx.org/business-plan/the-easy-way-to-qualify-for-a-first-home-mortgage.html#comments</comments>
		<pubDate>Wed, 01 Dec 2010 12:58:42 +0000</pubDate>
		<dc:creator>Catharina M Jasmine</dc:creator>
				<category><![CDATA[Business Plan]]></category>
		<category><![CDATA[Business Tips]]></category>
		<category><![CDATA[FInancial Info]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[Financial Plans]]></category>
		<category><![CDATA[Gross Monthly Income]]></category>
		<category><![CDATA[managing your debts]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[reducing your debts]]></category>

		<guid isPermaLink="false">http://www.basicneeds-ctx.org/?p=274</guid>
		<description><![CDATA[Gross Monthly Income Your lender will look carefully at the gross monthly income for all borrowers. This is the amount paid to you before taxes are deducted. If you’re applying on your own, provide pay stubs to verify your income amount. If you’re applying jointly with a partner or spouse, make sure you provide evidence [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Create an emergency fund</title>
		<link>http://www.basicneeds-ctx.org/financial-tips/create-an-emergency-fund.html</link>
		<comments>http://www.basicneeds-ctx.org/financial-tips/create-an-emergency-fund.html#comments</comments>
		<pubDate>Mon, 15 Nov 2010 03:04:12 +0000</pubDate>
		<dc:creator>Jamie F. Sullivan</dc:creator>
				<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[Emergency fund]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Financial Problems]]></category>

		<guid isPermaLink="false">http://www.basicneeds-ctx.org/?p=256</guid>
		<description><![CDATA[I read about emergency funds in about 4 personal finance books and since then I can not imagine living without having some money saved for emergencies only and a bit of money saved to take advantage of certain offers or opportunities that life tends to put us occasionally. People who have no money saved are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to re-educate me financially?</title>
		<link>http://www.basicneeds-ctx.org/financial-tips/how-to-re-educate-me-financially.html</link>
		<comments>http://www.basicneeds-ctx.org/financial-tips/how-to-re-educate-me-financially.html#comments</comments>
		<pubDate>Mon, 25 Oct 2010 06:58:19 +0000</pubDate>
		<dc:creator>Jamie F. Sullivan</dc:creator>
				<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[FInancial Info]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Financial Problems]]></category>

		<guid isPermaLink="false">http://www.basicneeds-ctx.org/financial-tips/how-to-re-educate-me-financially.html</guid>
		<description><![CDATA[At this point you are doing, decided to enter this blog, read it every now and then, apply some concepts or ideas. Obviously this blog is only 1% of what you need to re-educate. For this reason I decided to create this post and deal mainly with the issue of lack of money, or money [...]]]></description>
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