Business and Financial Needs

• Contact your employer

The employer can sometimes help when taking a payment to the lender. For example you can arrange for a portion of the monthly salary directly to the lender to do so on the regular payment can be paid and / or late payment can be made up. Another possibility is that holiday or thirteenth month is used for the making up of arrears.

• Contact the Municipal Social Services (GSD)

If your income is not sufficient to satisfy the mortgage, then you may be eligible for a ‘housing costs allowance “which you can obtain from the municipal social services. Housing costs, the surcharge is a temporary income supplement, similar to housing benefit. The criteria for obtaining a premium housing costs vary by municipality. Information can be obtained from the municipal social services.

• Contact the Tax

The mortgage payment is tax deductible. Annually you will get a portion of the interest paid back. It is also possible to refund the interest each month to take place by the form ‘provisional refund request “form.

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