Tips to Improve Personal Finance Problems? Part 1
Author: Jamie F. Sullivan
In today’s entry I will make a short introduction to the reason why many people have bad habits with money. In a way I will advise based on techniques or tools that I gave good results. The idea is that you begin to choose among those options that best suit your needs and even create your own financial plan.
Why do we have financial problems?
Not to the point of talking at the level of the national economy, but rather trying to take as the axis center the subject or the person who has the money, we can say that A or key facto in this process is you. Robert Kiyosaki mentioned in many of his books that people are accustomed to bad money management. At this point I strongly agree with him. But the key question is: What factors contribute to our financial ignorance?
The answer is simple: financial education they gave us.
Until today I have not seen in schools and universities are touching on money management topics and personal finance. Not touch on issues such as taxes, banking. Issues we deal with almost 80% of our lives. So people are forgetting an important education 80%.
If we take only the college study, I can assure you that you will end up being a total ignorant on financial matters. That is why many people have problems in their personal finance education were 0% at this point. He never spoke to invest, to control the money, to make a personal budget, a financial plan, etc, etc, etc. It seems that these issues do not matter, but to be living in highly managed companies for money, where money is taken as synonymous with survival, learn to handle these issues is very important. Even many people react badly when one wants to give you advice or help on this point.
Imagine if when his parents gave him money or pay monthly, you would have saved even 10% of that money. Perhaps today you have some money to invest or to learn how. I remember that year I gathered between $ 50 and $ 100. I will assume that gathered $ 50 per year and I started saving at age 7, to reach 18 in my savings would total $ 550. I know it’s not much money, but at 18 years and to make a tiny investment is perfect.
On the other hand live in a society where spending money is what matters. Today there is so much consumption, which are not part of it (speaking of objects not very important) would be like being from another planet. In a consumer society becomes very difficult not to fall into the temptation to spend on something, not to mention the publicity that comes into our heads and we tinker with all cables. You end up buying 15 phones for years always saying “this is just the cell that was in need.”
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Tags: Finance Problems, FInancial Info, Financial Problems, Financing