Business and Financial Needs

Posts Tagged ‘development of a business idea’

tips to avoid Phishing

1. Customers do not easily believe the transaction related to anyone although known a long time.

According to David, in the case of burglary Rp17 billion in customer funds, Citibank announced yet in details mode operand by police. But, at least, suspect bank break-ins MD (47) is a senior relationship manager (RM). He was given the trust to handle all customers ‘ transactions.

Therefore, MD know close to its customers. So, any customer who adhere entrust all transactions to the MD. Whereas, the SOUP should not be so. The customer provides all of the data to RM including account number, password and user ID.

Since it’s been a long, trust and know it as long as it was running good, clients submit data to ROM. “after trust, should be followed by the correct SOP. Therefore, the customer, do not completely trust the RM, “he explained.

2. the customer must ensure that the transaction is unconfirmed by the auditor that control the risk of a transaction.

That is, according to David, the transaction was not only submitted to the business as MD, but must also be followed by the control of risks (internal risk) and auditing (internal auditor) so that one transaction was not given only to 1 person only. “If not, the business tends to be manipulative and abusing his position,” he added.

In the case of MD as a priority banking or RM serves major customers (customer prime) with a huge funds. This type of customer, usually already lazy handle transfers, so submitting to one man who handle all transaction activity related to a bank or investment. “Because it could break up, MD Rp17 billion even bigger than that,” David demolished. Don’t completely trust the RM.

3. the customer must ensure the transaction goes according to procedure.

According to David, the customer must ensure that the entire transaction is running as it should. Especially, from the side of internal risk management risk and internal audit. “In the case of MD, break-ins teamed up with teller. Moreover, RM cater to special customers, “he added.

As reported, a woman the initials MD (47) employee of Citibank Indonesia so suspected breaches of bank customer funds in place to work. The corresponding data and then move the account to manipulate people into their email account on your own. Consequently, many customers so the victim.

The reunification of credit – is a solution? May 3, 2009. 60 years ago about the credit industry started in our lives and like most people paid cash, then the perception of credit was not something “acceptable.” But still, do not remember the Jews who sold things door to door offering to pay over a longer period of time a small amount each day or each week? Today credit is installed both in our practices of life that we have solutions for those who have too much credit and they can not repay their loans. This solution is called the reunification of credit or debt consolidation. This is our last chance before to see the police came to our house to come to repossess the furniture … but before reaching that point, it would be advisable not to use credit reunification and that this solution is not a safety net for you, but a springboard that sinks to the cliff. The debt consolidation is indeed a way to take advantage over people who do not understand how they came to live beyond their means. So, if you use this solution, is because they still have not understood anything! If you are looking for a credit solution for your credit then your problem is deep, very deep … and the solution is in you and not outside of you. Living on credit and using credit to pay their debts is a practice that must change immediately for a radical solution, not a progressive solution. Should be bound to do what has never been done in order to create results that have never done. They want a solution? So our solution is to never say no to find more solutions outside of yourself, and who will fall into a trap manufactured by yourselves. Stop looking for a solution and put all your energy on understanding the problem, the cause of the problem … you are the problem and the solution is to understand and act with unusual actions. It is the only solution for you.

How will you distribute your product or service?

To distribute your product or service, you can create your own business or try to convince existing business to buy your product or idea. It might be easier to start your own business than trying to convince a company to distribute your product or service. Many potential buyers are more willing to do business with a company who distributes a product or service to adopt a product or invention from an individual.

Now that we have explored ideas and opportunities to develop new business and we have also studied and analyzed the trends of today’s world in search of new opportunities, we will now illustrate the development of a business idea from many aspects.

Suppose we choose a bookstore. Take note of how the idea can be extended if the break down in various commercial options.

The chosen business idea:>>> Library

By product type
* Commercial Library
* Library items or design wave
* Gift Items>>> decoration-gifts
* School Library
* Art Library

On the evolution of the need
* PC Input: inks, refills, cartridges, CD, DVD, and Computer
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